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href="https://scarabpay.com/help/cards/add-card-to-mobile-wallet"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/deposit-crypto</loc><lastmod>2026-11-06T02:09:50+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/deposit-crypto"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/deposit-crypto"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/deposit-crypto"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/deposit-crypto"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/deposit-crypto"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/deposit-crypto"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/deposit-crypto"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/supported-networks</loc><lastmod>2026-11-05T18:37:28+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/supported-networks"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/supported-networks"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/supported-networks"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/supported-networks"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/supported-networks"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/supported-networks"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/supported-networks"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/deposit-not-received</loc><lastmod>2026-11-05T22:11:16+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/deposit-not-received"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/deposit-not-received"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/deposit-not-received"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/deposit-not-received"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/deposit-not-received"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/deposit-not-received"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/deposit-not-received"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/withdraw-crypto</loc><lastmod>2026-11-05T19:53:42+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/withdraw-crypto"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/withdraw-crypto"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/withdraw-crypto"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/withdraw-crypto"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/withdraw-crypto"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/withdraw-crypto"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/withdraw-crypto"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/withdrawal-fees-and-limits</loc><lastmod>2026-11-05T17:41:06+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/withdrawal-fees-and-limits"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/withdrawal-fees-and-limits"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/withdrawal-fees-and-limits"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/withdrawal-fees-and-limits"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/withdrawal-fees-and-limits"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/withdrawal-fees-and-limits"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/withdrawal-fees-and-limits"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/withdrawal-status</loc><lastmod>2026-11-05T21:48:03+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/withdrawal-status"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/withdrawal-status"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/withdrawal-status"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/withdrawal-status"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/withdrawal-status"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/withdrawal-status"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/withdrawal-status"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/send-money-to-a-scarabpay-user</loc><lastmod>2026-11-05T16:55:39+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/send-money-to-a-scarabpay-user"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/send-money-to-a-scarabpay-user"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/send-money-to-a-scarabpay-user"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/send-money-to-a-scarabpay-user"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/send-money-to-a-scarabpay-user"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/send-money-to-a-scarabpay-user"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/send-money-to-a-scarabpay-user"/></url><url><loc>https://scarabpay.com/zh/help/deposits-withdrawals/transaction-history-and-statements</loc><lastmod>2026-11-05T14:05:38+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/deposits-withdrawals/transaction-history-and-statements"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/deposits-withdrawals/transaction-history-and-statements"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/deposits-withdrawals/transaction-history-and-statements"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/deposits-withdrawals/transaction-history-and-statements"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/deposits-withdrawals/transaction-history-and-statements"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/deposits-withdrawals/transaction-history-and-statements"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/deposits-withdrawals/transaction-history-and-statements"/></url><url><loc>https://scarabpay.com/zh/help/gift-cards/buy-a-gift-card</loc><lastmod>2026-11-05T14:55:26+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/gift-cards/buy-a-gift-card"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/gift-cards/buy-a-gift-card"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/gift-cards/buy-a-gift-card"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/gift-cards/buy-a-gift-card"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/gift-cards/buy-a-gift-card"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/gift-cards/buy-a-gift-card"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/gift-cards/buy-a-gift-card"/></url><url><loc>https://scarabpay.com/zh/help/gift-cards/view-and-redeem-your-code</loc><lastmod>2026-11-06T00:30:14+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/gift-cards/view-and-redeem-your-code"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/gift-cards/view-and-redeem-your-code"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/gift-cards/view-and-redeem-your-code"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/gift-cards/view-and-redeem-your-code"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/gift-cards/view-and-redeem-your-code"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/gift-cards/view-and-redeem-your-code"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/gift-cards/view-and-redeem-your-code"/></url><url><loc>https://scarabpay.com/zh/help/gift-cards/direct-game-top-up</loc><lastmod>2026-11-05T15:28:08+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/gift-cards/direct-game-top-up"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/gift-cards/direct-game-top-up"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/gift-cards/direct-game-top-up"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/gift-cards/direct-game-top-up"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/gift-cards/direct-game-top-up"/><xhtml:link 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href="https://scarabpay.com/zh/help/gift-cards/gift-card-order-status"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/gift-cards/gift-card-order-status"/></url><url><loc>https://scarabpay.com/zh/help/esim/what-is-an-esim</loc><lastmod>2026-11-06T00:36:50+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/esim/what-is-an-esim"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/esim/what-is-an-esim"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/esim/what-is-an-esim"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/esim/what-is-an-esim"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/esim/what-is-an-esim"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/esim/what-is-an-esim"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/esim/what-is-an-esim"/></url><url><loc>https://scarabpay.com/zh/help/esim/buy-an-esim</loc><lastmod>2026-11-05T16:54:59+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/esim/buy-an-esim"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/esim/buy-an-esim"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/esim/buy-an-esim"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/esim/buy-an-esim"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/esim/buy-an-esim"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/esim/buy-an-esim"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/esim/buy-an-esim"/></url><url><loc>https://scarabpay.com/zh/help/esim/install-your-esim</loc><lastmod>2026-11-05T15:48:53+02:00</lastmod><xhtml:link rel="alternate" 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href="https://scarabpay.com/help/esim/esim-not-working"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/esim/esim-not-working"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/esim/esim-not-working"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/esim/esim-not-working"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/esim/esim-not-working"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/esim/esim-not-working"/></url><url><loc>https://scarabpay.com/zh/help/security/two-factor-authentication</loc><lastmod>2026-11-05T20:23:32+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/security/two-factor-authentication"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/security/two-factor-authentication"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/security/two-factor-authentication"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/security/two-factor-authentication"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/security/two-factor-authentication"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/security/two-factor-authentication"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/security/two-factor-authentication"/></url><url><loc>https://scarabpay.com/zh/help/security/withdrawal-pin</loc><lastmod>2026-11-05T12:05:56+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/security/withdrawal-pin"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/security/withdrawal-pin"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/security/withdrawal-pin"/><xhtml:link rel="alternate" 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href="https://scarabpay.com/help/security/avoid-scams"/></url><url><loc>https://scarabpay.com/zh/help/referral/how-referrals-work</loc><lastmod>2026-11-05T19:32:07+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/referral/how-referrals-work"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/referral/how-referrals-work"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/referral/how-referrals-work"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/referral/how-referrals-work"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/referral/how-referrals-work"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/referral/how-referrals-work"/><xhtml:link rel="alternate" hreflang="x-default" 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href="https://scarabpay.com/help/referral/enter-an-invite-code"/></url><url><loc>https://scarabpay.com/zh/help/referral/claim-referral-rewards</loc><lastmod>2026-11-05T10:58:29+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/referral/claim-referral-rewards"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/referral/claim-referral-rewards"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/referral/claim-referral-rewards"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/referral/claim-referral-rewards"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/referral/claim-referral-rewards"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/referral/claim-referral-rewards"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/referral/claim-referral-rewards"/></url><url><loc>https://scarabpay.com/zh/help/referral/partner-program-overview</loc><lastmod>2026-11-05T22:15:49+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/referral/partner-program-overview"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/referral/partner-program-overview"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/referral/partner-program-overview"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/referral/partner-program-overview"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/referral/partner-program-overview"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/referral/partner-program-overview"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/referral/partner-program-overview"/></url><url><loc>https://scarabpay.com/zh/help/referral/partner-commissions-and-payouts</loc><lastmod>2026-11-06T02:38:18+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/referral/partner-commissions-and-payouts"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/referral/partner-commissions-and-payouts"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/referral/partner-commissions-and-payouts"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/referral/partner-commissions-and-payouts"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/referral/partner-commissions-and-payouts"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/referral/partner-commissions-and-payouts"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/referral/partner-commissions-and-payouts"/></url><url><loc>https://scarabpay.com/zh/help/referral/partner-links-codes-and-invites</loc><lastmod>2026-11-05T19:02:59+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/referral/partner-links-codes-and-invites"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/referral/partner-links-codes-and-invites"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/referral/partner-links-codes-and-invites"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/referral/partner-links-codes-and-invites"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/referral/partner-links-codes-and-invites"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/referral/partner-links-codes-and-invites"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/referral/partner-links-codes-and-invites"/></url><url><loc>https://scarabpay.com/zh/help/referral/partner-program-rules</loc><lastmod>2026-11-05T17:42:46+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/referral/partner-program-rules"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/referral/partner-program-rules"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/referral/partner-program-rules"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/referral/partner-program-rules"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/referral/partner-program-rules"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/referral/partner-program-rules"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/referral/partner-program-rules"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/crypto-payments-overview</loc><lastmod>2026-11-05T10:58:47+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/crypto-payments-overview"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/crypto-payments-overview"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/crypto-payments-overview"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/crypto-payments-overview"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/crypto-payments-overview"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/crypto-payments/crypto-payments-overview"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/crypto-payments/crypto-payments-overview"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/create-merchant-project</loc><lastmod>2026-11-05T20:00:01+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/create-merchant-project"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/create-merchant-project"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/create-merchant-project"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/create-merchant-project"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/create-merchant-project"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/crypto-payments/create-merchant-project"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/crypto-payments/create-merchant-project"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/verify-website-or-bot</loc><lastmod>2026-11-05T13:13:57+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/verify-website-or-bot"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/verify-website-or-bot"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/verify-website-or-bot"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/verify-website-or-bot"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/verify-website-or-bot"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/crypto-payments/verify-website-or-bot"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/crypto-payments/verify-website-or-bot"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/merchant-payment-links</loc><lastmod>2026-11-05T16:54:56+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/merchant-payment-links"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/merchant-payment-links"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/merchant-payment-links"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/merchant-payment-links"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/merchant-payment-links"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/crypto-payments/merchant-payment-links"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/crypto-payments/merchant-payment-links"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/merchant-api-webhooks</loc><lastmod>2026-11-05T23:16:48+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/merchant-api-webhooks"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/merchant-api-webhooks"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/merchant-api-webhooks"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/merchant-api-webhooks"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/merchant-api-webhooks"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/crypto-payments/merchant-api-webhooks"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/crypto-payments/merchant-api-webhooks"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/merchant-sandbox-testing</loc><lastmod>2026-11-06T00:46:11+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/merchant-sandbox-testing"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/merchant-sandbox-testing"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/merchant-sandbox-testing"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/merchant-sandbox-testing"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/merchant-sandbox-testing"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/crypto-payments/merchant-sandbox-testing"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/crypto-payments/merchant-sandbox-testing"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/track-merchant-payments</loc><lastmod>2026-11-05T17:04:25+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/track-merchant-payments"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/track-merchant-payments"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/track-merchant-payments"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/track-merchant-payments"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/track-merchant-payments"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/crypto-payments/track-merchant-payments"/><xhtml:link rel="alternate" hreflang="x-default" href="https://scarabpay.com/help/crypto-payments/track-merchant-payments"/></url><url><loc>https://scarabpay.com/zh/help/crypto-payments/merchant-payments-troubleshooting</loc><lastmod>2026-11-05T14:15:40+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/crypto-payments/merchant-payments-troubleshooting"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/crypto-payments/merchant-payments-troubleshooting"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/crypto-payments/merchant-payments-troubleshooting"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/crypto-payments/merchant-payments-troubleshooting"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/crypto-payments/merchant-payments-troubleshooting"/><xhtml:link rel="alternate" hreflang="zh" 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href="https://scarabpay.com/help/international-transfers/international-transfer-time-and-status"/></url><url><loc>https://scarabpay.com/zh/help/international-transfers/international-transfer-recipient-details</loc><lastmod>2026-11-05T15:57:57+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/international-transfers/international-transfer-recipient-details"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/international-transfers/international-transfer-recipient-details"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/international-transfers/international-transfer-recipient-details"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/international-transfers/international-transfer-recipient-details"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/international-transfers/international-transfer-recipient-details"/><xhtml:link 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href="https://scarabpay.com/help/gift-merchants/gift-merchants-overview"/></url><url><loc>https://scarabpay.com/zh/help/gift-merchants/apply-gift-merchants</loc><lastmod>2026-11-06T01:46:48+02:00</lastmod><xhtml:link rel="alternate" hreflang="ar" href="https://scarabpay.com/ar/help/gift-merchants/apply-gift-merchants"/><xhtml:link rel="alternate" hreflang="en" href="https://scarabpay.com/help/gift-merchants/apply-gift-merchants"/><xhtml:link rel="alternate" hreflang="es" href="https://scarabpay.com/es/help/gift-merchants/apply-gift-merchants"/><xhtml:link rel="alternate" hreflang="fr" href="https://scarabpay.com/fr/help/gift-merchants/apply-gift-merchants"/><xhtml:link rel="alternate" hreflang="ru" href="https://scarabpay.com/ru/help/gift-merchants/apply-gift-merchants"/><xhtml:link rel="alternate" hreflang="zh" href="https://scarabpay.com/zh/help/gift-merchants/apply-gift-merchants"/><xhtml:link rel="alternate" hreflang="x-default" 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