Search, YouTube and Display ads all bill through one Google Ads payments profile. Top up a ScarabPay virtual Visa card with USDT and use it as the card Google charges.
One Google Ads account, several places your money goes
The card you add pays for every campaign type in the account, so it helps to know where each one spends.
01
Search
Text ads on Google results, charged when someone clicks. Spend follows how competitive your keywords are.
02
YouTube and video
Video ads before, during or beside YouTube videos, usually charged per view or per thousand impressions.
03
Display, Shopping and Performance Max
Banners across partner sites, product listings and automated campaigns that mix all networks. All of it lands on the same payments profile.
How Google Ads bills your card
When you set up billing, Google asks you to pick a payment setting. Which one you see depends on your country and currency.
Automatic payments
Google charges the card after your ads run: when costs reach your payment threshold, or 30 days after the last automatic charge, whichever comes first. The threshold starts small and can be raised as your history grows.
Manual payments (prepay)
Where it is offered, you pay Google first and your ads draw down that prepaid balance. When it runs out, ads stop until you make another payment from the card.
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Either way, the ScarabPay virtual card is simply the card on your payments profile. Keep a USDT-funded balance on it that covers the next threshold charge or prepayment.
Why Google Ads declines your card
Google itself notes that it is the issuing bank, not Google, that rejects a payment. These are the situations behind most failed Google Ads charges.
01Your payment was declined
The bank refuses an overseas charge
Many local cards block international or online merchant payments by default, so the charge to Google never gets approved.
A ScarabPay virtual Visa is issued for online payments in US dollars, so there is no local block to switch off.
02Payment declined: insufficient funds
Threshold charge bigger than the balance
Google bills the full amount once costs hit the threshold. If the card holds less, the charge fails and Billing > Summary shows the declined payment.
Top up the card above your threshold, then open Billing > Settings > Payment methods > Fix it > Retry.
03Suspicious payment activity
Account flagged after payment problems
Several failed charges, mismatched business details or a new card added during a dispute can lead Google to suspend the account until it is reviewed.
Keep the payments profile details accurate and fix declines once, properly, instead of cycling cards.
04Incorrect card details
Wrong number, expiry or security code
A single typo in the card number, expiry date or CVV is enough for the bank to reject the charge.
Copy the details straight from your ScarabPay account and paste them into Google Ads.
How much should you load?
Enter your daily budget and how many days your ads will run. We add a 10% margin so a billing-threshold charge never lands on an empty card.
Recommended card balance$660Budget × days + 10% margin
Register on the website or the Android app and finish identity verification.
2
Add USDT to your balance
Transfer USDT from any wallet or exchange to your ScarabPay balance.
3
Issue the virtual card
Create a reloadable virtual card and load it with at least your expected first threshold. The calculator above gives a starting figure.
4
Go to Billing in Google Ads
Sign in at ads.google.com, open Billing, then Settings, and find Payment methods on your payments profile.
5
Add the card and make it primary
Enter the card number, expiry date and CVV, save it, and set it as the primary payment method for the account.
6
Launch and keep an eye on Billing
Start your campaigns and check Billing > Summary so the card is funded before each automatic charge.
Which ScarabPay card should you use?
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Virtual · Recommended
Google charges the same card repeatedly, at every threshold and at least every 30 days. A reloadable virtual card stays on your payments profile and only needs topping up as spend grows.
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Lite · Not for subscriptions
Lite is single-use, so it can cover at most one charge. The next automatic payment would fail and your campaigns would stop serving.
Keep your Google Ads billing healthy
Fill in the payments profile with your real name, country and address, and keep them unchanged.
Fund the card for the next threshold charge, not just one day of budget.
After fixing a decline, retry the primary payment method so Google stops flagging it.
Avoid adding and removing several cards in a short time; it looks like unusual activity.
Watch Billing > Summary for upcoming charges and the current threshold.
Frequently asked questions
Does the same card pay for YouTube ads?
Yes. YouTube, Search, Display and Performance Max campaigns all run inside Google Ads and are billed to the same payments profile.
What is the payment threshold in Google Ads?
It is the amount of ad costs that triggers an automatic charge. New accounts start with a low threshold that can rise over time. If the threshold is not reached, Google charges 30 days after the last automatic payment.
Can I prepay Google Ads with this card?
If manual payments are available for your country and currency, yes: you make a payment from the card first and ads spend that balance until it runs out.
What should I do after "Your payment was declined"?
Top up the card, then go to Billing > Settings > Payment methods > Fix it and choose Retry. Ads resume once the outstanding amount is paid.
Which currency should the Google Ads account use?
The ScarabPay card is in US dollars, so a USD account avoids conversion fees. The account currency is set when the account is created and cannot simply be switched later.
Why was my Google Ads account suspended for payment reasons?
Google may suspend accounts for suspicious payment activity, for example after repeated declines or inconsistent payment details. You can request a review from inside Google Ads; keeping one well-funded card and accurate details helps.
Google Ads and YouTube are trademarks of Google LLC. ScarabPay is not affiliated with or endorsed by Google. Ad payments are subject to Google Ads terms and billing policies; available payment settings depend on your country and currency. Visa is a registered trademark of Visa International Service Association. Mastercard is a registered trademark of Mastercard International Incorporated. Apple Pay, Google Pay, Samsung Pay and all other brand names belong to their respective owners and are shown only to describe where cards can be used; they do not imply endorsement. Card availability, fees and limits are shown in your account and may change.