Visa & Mastercard

Virtual cards you top up with crypto

Issue a virtual Visa or Mastercard in seconds, fund it from your USDT balance and pay anywhere cards are accepted: ads, subscriptions, online stores, apps, or in shops with Apple Pay and Google Pay.

  • VISA
  • Apple Pay
  • Google Pay
Visa · MCcard networks
3card types
Secondsto issue a card
USDTto fund your cards

Choose the card that fits how you pay

Three products, one ScarabPay account. Check availability, fees and limits for each card in your account before you issue it.

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Reusable

Virtual card

A reusable card for online payments on websites and apps worldwide. Top it up whenever you need and keep it for all your recurring payments.

  • Issued instantly, within seconds
  • Works on websites and apps worldwide
  • Top up again any time
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Online + in store

Contactless card

A virtual card with NFC contactless payments. Add it to your phone wallet and tap to pay in shops, or use it online like any card.

  • Apple Pay, Google Pay and Samsung Pay
  • Tap to pay at point-of-sale terminals
  • Accepted in stores worldwide
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Single use

Lite card

A one-time card for a single, focused purchase. Use it when you want to pay once and keep your main card details private.

  • Made for one purchase
  • Not reloadable, nothing left exposed
  • Great for trying a new site

Pay for every AI tool you use

Subscribe to the AI assistants, image, video and coding tools you work with every day.

  • ChatGPT
  • Claude
  • Gemini
  • Midjourney
  • Perplexity
  • Copilot
  • Grok
  • DeepSeek
  • Cursor
  • Runway
  • ElevenLabs
  • Suno
  • Leonardo AI
  • Notion AI
  • Canva

Pay for almost anything online

Your card works wherever Visa or Mastercard is accepted. These are the payments our customers make most often.

Advertising

Run campaigns and pay ad invoices with a dedicated card, separate from your personal spending.

  • Google Ads
  • Meta Ads
  • TikTok Ads
  • Snapchat Ads
  • X Ads

Subscriptions & streaming

Keep monthly subscriptions running without a local bank card.

  • Netflix
  • Spotify
  • YouTube Premium
  • Apple
  • Shahid

Online shopping

Shop on international stores and marketplaces and pay in their currency.

  • Amazon
  • AliExpress
  • eBay
  • Shein
  • Temu

AI & software

Pay for AI tools, hosting, domains and developer services.

  • ChatGPT
  • Midjourney
  • Adobe
  • Canva
  • AWS

Games & app stores

Buy games, add-ons and in-app purchases on every major platform.

  • Steam
  • PlayStation
  • Xbox
  • Google Play
  • App Store

Travel & bookings

Book flights, hotels and rides online with a card you control.

  • Booking.com
  • Airbnb
  • Uber
  • Agoda
  • Expedia

Works with the platforms you already use

Shopping, ads, social networks and subscriptions: your card is accepted wherever Visa or Mastercard is.

  • Amazon
  • Google
  • Facebook
  • Instagram
  • X (Twitter)
  • LinkedIn
  • TikTok
  • Snapchat
  • YouTube
  • Netflix
  • Spotify
  • Apple
  • Microsoft
  • AliExpress
  • Shopify
  • Uber
  • Airbnb

Get your card in four steps

  1. 1

    Create an account

    Sign up on ScarabPay for free on the web or in the Android app.

  2. 2

    Verify your identity

    A quick ID check keeps your account and your cards secure.

  3. 3

    Top up with USDT

    Deposit USDT to your ScarabPay balance from any wallet or exchange.

  4. 4

    Issue and pay

    Choose a card type, fund it from your balance and start paying right away.

Why people choose ScarabPay cards

Instant issuance

Your card details are ready in seconds, no plastic and no waiting for delivery.

Funded with crypto

Turn your USDT into card balance without going through a bank.

Secure by design

Identity verification, account PIN and two-factor authentication protect your money.

Manage from your phone

Top up, view card details and follow every transaction in the app or on the web.

Works worldwide

Use your card on international websites and apps, in English, Arabic and more languages.

Clear fees

Every fee is shown before you confirm, so you always know the final amount.

Issuing cards for your business?

With the ScarabPay card issuing API you can create virtual cards, fund them with crypto and follow every transaction from your own product.

Card issuing API

Frequently asked questions

What is a virtual card?

A virtual card is a Visa or Mastercard that exists only digitally. You get a card number, expiry date and CVV that you can use to pay online, and some cards can also be added to Apple Pay or Google Pay to pay in stores.

Can I fund the card with crypto?

Yes. You deposit USDT to your ScarabPay balance and use that balance to fund your cards. The amount and any fees are shown before you confirm.

Where can I use the card?

Anywhere Visa or Mastercard is accepted online: ad platforms, subscriptions, online stores, AI tools, games and travel sites. The Contactless card also works in shops through Apple Pay, Google Pay or Samsung Pay.

How long does it take to get a card?

Once your account is verified and funded, a card is issued within seconds and you can use it straight away.

What is the difference between the Virtual and Lite cards?

The Virtual card is reusable and can be topped up again. The Lite card is made for a single purchase and cannot be reloaded.

Do I need to verify my identity?

Yes. Identity verification is required before issuing cards. It protects your account and keeps the service compliant with payment network rules.

What are the fees?

Fees depend on the card type and are always shown in your account before you issue or top up a card. You can also read the card fees and decline policy page on our website.

Get your virtual card today

Create your account, top up with USDT and pay online in minutes.