International transfers
Send money abroad with USDT
Top up with crypto, pick a country and your recipient gets local money in their wallet, bank account or at a pickup office. You see the fee and the amount they receive before you confirm.
- 0.5% fee
- Pay with USDT
- 13 countries
- Wallets, banks & cash pickup
Choose a country to see its rate and receive options.
- Rate
- –
- Transfer fee
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- Total from your balance
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Indicative rate. The final rate is locked when you confirm.
How it works
Send money in three steps
- 1
Sign up and top up with USDT
Create a free account, complete a one-time identity check and add USDT to your balance.
- 2
Check the rate and fee
Pick the country and receive method. You see the fee, the rate and exactly what your recipient gets.
- 3
Send and track
Confirm with your withdrawal PIN and follow the transfer status in the app until it's paid out.
Support the people who matter, wherever they are
Rent, school fees, groceries or an emergency: most transfers are small and urgent. ScarabPay keeps the fee to 0.5% of the amount and shows everything upfront, so more of your money reaches home.
Sham Cash
Vodafone Cash
InstaPay
Mobile money
Bank transfer
Cash pickup
Where you can send money
Pick a destination to see how your recipient can receive the money, the current rate and the limits.
Middle East & North Africa
Sub-Saharan Africa
KenyaMobile money · M-Pesa Paybill · M-Pesa Till
NigeriaBank transfer
GhanaMobile money · Bank transfer · SWIFT (USD)
UgandaMobile money · SWIFT (USD)
SenegalMobile money · SWIFT (USD)
Ivory CoastMobile money · SWIFT (USD)
CameroonMobile money
GambiaMobile money · SWIFT (USD)
Sierra LeoneSWIFT (USD)
Americas
Why send with ScarabPay
No bank account needed
Fund your transfers with USDT from any exchange or wallet. No card, no bank queue.
Clear, low fee
0.5% of the amount, shown upfront. Your recipient gets the full amount you enter.
Real status updates
Every transfer has a status and a receipt you can share with your recipient.
Support in Arabic and English
Questions about a transfer? Our team answers in Arabic and English.
Send your transfer to
Need help with a transfer?
Our support team can help you choose the right receive method, check recipient details or follow up on a transfer.
Contact supportFrequently asked questions
How do I send money abroad with ScarabPay?
Create a free account, verify your identity, top up your balance with USDT, then open International transfer, choose the country and receive method, enter the recipient details and confirm with your withdrawal PIN.
How much does an international transfer cost?
The fee is 0.5% of the amount you send (minimum $0.50). US wire transfers cost 1.5%. The fee is added on top, so your recipient gets the full amount converted at the rate shown before you confirm.
Which countries can I send money to?
Right now: Syria, Egypt, the United Arab Emirates, Kenya, Nigeria, Ghana, Uganda, Senegal, Ivory Coast, Cameroon, Gambia, Sierra Leone and the United States. We add new countries regularly.
Do I need a bank account to send money?
No. You fund your ScarabPay balance with USDT (crypto), so you don't need a bank account or card on your side. Your recipient needs a wallet, bank account or pickup details depending on the country.
Is identity verification required?
Yes. To protect senders and recipients and to meet anti-money-laundering rules, international transfers are available after a one-time identity check.
How much can I send per transfer?
Most destinations accept between $5 and $1,000 per transfer. The exact limits for each receive method are shown on the country page and in the app.
Guides from our blog
Transfers are available to verified ScarabPay users and are subject to our Terms of Service and AML policy. Rates shown on this page are indicative and update regularly; the final rate and fee are shown before you confirm. Delivery times depend on the receive method and the recipient's provider. ScarabPay is not a bank. Terms of Service · AML policy