Suno Pro · Suno Premier
Keep your Suno credits flowing: pay for Pro or Premier with a USDT-funded card
Ran out of credits halfway through an album, and your bank card won't go through on suno.com? Load a ScarabPay virtual card with USDT and unlock a paid plan before the idea fades.
What changes when a creator leaves the free plan
The free tier is fine for sketching ideas, but anyone who releases or monetises music runs into its limits quickly. A paid Suno plan changes three practical things.
A monthly credit budget
Instead of a small daily allowance, Pro and Premier come with a monthly pool of credits for generating, extending and editing songs, and you can buy more when a project runs long.
Commercial use for new songs
Tracks created while the paid subscription is active come with Suno's commercial use license, which matters for YouTube videos, streaming releases or client work.
Downloads and deeper editing
Paid plans include a monthly download allowance, and Premier adds Suno Studio for shaping arrangements and stems in the browser.
Why your card gets declined on Suno
Suno takes card payments on its website through a standard checkout, so a refusal usually comes from the card side rather than from Suno itself. Three cases come up most for creators.
Your card was declined.Your bank refuses a charge from a US music service
Many local banks flag subscriptions billed by a foreign company, especially small recurring amounts, and stop them without telling you why.
Pay with a ScarabPay virtual card made for online purchases and retry the checkout on suno.com.
Your card has insufficient funds.The card holds less than the yearly plan or credit pack
Switching to yearly billing or buying a credit top-up costs more than a single month, so a card loaded only for the monthly price gets refused.
Read the total on the checkout screen, then load the card with that amount plus a little extra before you confirm.
Your card does not support this type of purchase.A one-time card used for a recurring plan
Suno saves the card to renew your plan, and single-use or restricted cards often reject that kind of stored, repeating charge.
Use the reloadable ScarabPay Virtual card for Pro or Premier and keep Lite for one-off purchases elsewhere.
Subscribe on suno.com or inside the mobile app?
Paying on suno.com in a browser
- Your ScarabPay card is entered directly at Suno's own checkout.
- Plan changes, extra credits and the saved card are all handled at suno.com/account.
- The plan and credits also work in the app once you sign in with the same account.
Paying inside the Suno app
- The charge runs through your Apple ID or Google Play account, not straight through Suno.
- Cancelling or asking for a refund happens in your phone's store subscriptions, not on suno.com.
- The store may show a different price and bills whatever payment method is saved in your Apple or Google account.
How to pay for Suno step by step
On ScarabPay- 1
Open a ScarabPay account
Register on the website or in the Android app and pass the short identity check.
- 2
Add USDT to your balance
Transfer USDT from your exchange or wallet; the deposit shows up in your ScarabPay balance.
- 3
Create and fund a Virtual card
Issue a reloadable Virtual card and move enough balance onto it for the plan you have in mind.
On Suno- 4
Sign in on suno.com in a browser
Use a desktop or mobile browser rather than the app, then open the plans page from the Upgrade button.
- 5
Pick Pro or Premier
Choose monthly or yearly billing, type in the virtual card details at checkout and confirm.
- 6
Manage it from your account page
On suno.com/account, use Buy More Credits for top-ups or Update Payment to change the saved card.
Which ScarabPay card should you use?
Suno renews Pro and Premier automatically every month or year from the saved card, and extra credit packs are charged to it as well. The reloadable Virtual card stays on your Suno account, so you only add USDT before the renewal date.
Lite is built for a single payment and cannot be reloaded, so it does not suit a Suno subscription: when the next renewal arrives, the charge would fail and your plan could lapse.
Frequently asked questions
Can I buy extra Suno credits with the virtual card?
Yes, once you have a paid plan. Open suno.com/account, choose Buy More Credits and pay with the same card. Make sure its balance covers the pack price shown at checkout.
Can I use my songs commercially after paying with ScarabPay?
Commercial use depends on your Suno plan, not on how you pay. According to Suno, songs made during an active Pro or Premier subscription come with a commercial use license that stays with them if you cancel later, while songs made on the free plan remain for personal, non-commercial use. Check Suno's current terms for the details.
What is the difference between Pro and Premier?
Both are paid plans with commercial use and a monthly credit allowance. Premier offers a much larger allowance and adds Suno Studio, the browser-based editing workspace. Current credit amounts are listed on Suno's plans page.
What happens if a renewal payment fails?
Your plan may not renew, which also means no fresh monthly credits. Top up the virtual card with USDT, then update or retry the card on suno.com/account if Suno asks you to.
Is ScarabPay connected to Suno?
No. ScarabPay is an independent card provider. You use our card like any other Visa or Mastercard at Suno's own checkout.
Pay for other services too
ElevenLabsKeep your ElevenLabs voice credits coming with a USDT-funded virtual card
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MidjourneySubscribe to Midjourney with a virtual Visa card
Leonardo AIKeep your Leonardo.Ai tokens flowing with a USDT-funded card
All virtual card usesYour card works wherever Visa or Mastercard is accepted. These are the payments our customers make most often.
Your next track shouldn't wait for a bank approval
Create your account, top up with USDT and get your virtual card in minutes.
Suno is a trademark of Suno, Inc. ScarabPay is not affiliated with or endorsed by Suno, Inc. Plans, credits and features may change and can vary by country; the final price is shown at checkout. Visa is a registered trademark of Visa International Service Association. Mastercard is a registered trademark of Mastercard International Incorporated. Apple Pay, Google Pay, Samsung Pay and all other brand names belong to their respective owners and are shown only to describe where cards can be used; they do not imply endorsement. Card availability, fees and limits are shown in your account and may change.