International transfers · XOF · USD
Send money to Senegal
Send CFA francs to a wallet in Senegal: Wave, Orange Money, Free Money or Expresso. Fund the transfer with USDT and see the XOF amount before you confirm.
- 0.5% fee
- Pay with USDT
- Mobile money
- SWIFT (USD)
- Rate
- –
- Transfer fee
- –
- Total from your balance
- –
Indicative rate. The final rate is locked when you confirm.
Ways to receive money in Senegal
Your recipient chooses how they want to get the money. Here is what each option needs.
Mobile money
Sent to the recipient's mobile money wallet in local currency.
What you need from the recipient
- Recipient's name
- Mobile money number
- Network
- Paid out in
- XOF
- Arrival
- Shown before you confirm
- Fee
- 0.5% (min $0.50)
- Limits
- $5.00 – $1,000.00
SWIFT (USD)
An international bank transfer in US dollars to the recipient's bank.
What you need from the recipient
- Account name and number
- SWIFT/BIC code
- Bank name and address
- Paid out in
- USD
- Arrival
- Shown before you confirm
- Fee
- 0.5% (min $0.50)
- Limits
- $5.00 – $1,000.00
How it works
Steps to send money to Senegal
- 1
Sign up and top up with USDT
Create a free account, complete a one-time identity check and add USDT to your balance.
- 2
Check the rate and fee
Pick the country and receive method. You see the fee, the rate and exactly what your recipient gets.
- 3
Send and track
Confirm with your withdrawal PIN and follow the transfer status in the app until it's paid out.
Know before you send
Fees and rate for sending money to Senegal
No hidden charges: the fee is added on top of the amount you send, and the rate is shown before you confirm.
| Receive method | Fee | Example with $100 | Limits |
|---|---|---|---|
| Mobile money | $0.50 | 59,120.52 XOF · total $100.50 | $5.00 – $1,000.00 |
| SWIFT (USD) | $0.50 | 100.00 USD · total $100.50 | $5.00 – $1,000.00 |
Sending money to Senegal: what to know
Senegal has one of the most active mobile money markets in West Africa, led by Wave and Orange Money. For families in Dakar, Touba or Thiès, money on the phone can be spent or withdrawn right away.
ScarabPay pays out in West African CFA francs (XOF) to the network your recipient uses, or in US dollars to a bank by SWIFT.
Why send with ScarabPay
No bank account needed
Fund your transfers with USDT from any exchange or wallet. No card, no bank queue.
Clear, low fee
0.5% of the amount, shown upfront. Your recipient gets the full amount you enter.
Real status updates
Every transfer has a status and a receipt you can share with your recipient.
Support in Arabic and English
Questions about a transfer? Our team answers in Arabic and English.
Send your transfer to
Need help with a transfer?
Our support team can help you choose the right receive method, check recipient details or follow up on a transfer.
Contact supportQuestions about sending money to Senegal
How much does it cost to send money to Senegal?
The fee is 0.5% of the amount you send, with a minimum of $0.50. It is added on top, so your recipient gets the full amount you enter, converted at the rate shown before you confirm.
What are the limits for transfers to Senegal?
You can send between $5.00 and $1,000.00 per transfer. Receive options available: Mobile money, SWIFT (USD).
Can I send money to Wave in Senegal?
Yes. Choose Mobile money, select Wave and enter the recipient's number and name.
Is Orange Money supported?
Yes, along with Free Money and Expresso.
Which currency is paid out?
West African CFA francs (XOF) on mobile money, or US dollars by SWIFT.
Do I need a bank account to send?
No. You pay from your USDT balance on ScarabPay.
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Transfers are available to verified ScarabPay users and are subject to our Terms of Service and AML policy. Rates shown on this page are indicative and update regularly; the final rate and fee are shown before you confirm. Delivery times depend on the receive method and the recipient's provider. ScarabPay is not a bank. Terms of Service · AML policy