International transfers · NGN
Send money to Nigeria
Convert USDT to naira and pay it into any Nigerian bank account. Pick the bank, enter the 10-digit account number and see exactly how many naira will arrive.
- 0.5% fee
- Pay with USDT
- Bank transfer
- Rate
- –
- Transfer fee
- –
- Total from your balance
- –
Indicative rate. The final rate is locked when you confirm.
Ways to receive money in Nigeria
Your recipient chooses how they want to get the money. Here is what each option needs.
Bank transfer
Paid in local currency to the recipient's bank account.
What you need from the recipient
- Bank name
- Account number
- Account name
- Paid out in
- NGN
- Arrival
- Shown before you confirm
- Fee
- 0.5% (min $0.50)
- Limits
- $5.00 – $1,000.00
How it works
Steps to send money to Nigeria
- 1
Sign up and top up with USDT
Create a free account, complete a one-time identity check and add USDT to your balance.
- 2
Check the rate and fee
Pick the country and receive method. You see the fee, the rate and exactly what your recipient gets.
- 3
Send and track
Confirm with your withdrawal PIN and follow the transfer status in the app until it's paid out.
Know before you send
Fees and rate for sending money to Nigeria
No hidden charges: the fee is added on top of the amount you send, and the rate is shown before you confirm.
| Receive method | Fee | Example with $100 | Limits |
|---|---|---|---|
| Bank transfer | $0.50 | 136,960.51 NGN · total $100.50 | $5.00 – $1,000.00 |
Sending money to Nigeria: what to know
Nigerians abroad send home billions every year, and a direct bank transfer in naira remains the most common way to receive it. Every Nigerian bank uses a 10-digit NUBAN account number, which makes transfers simple and fast.
ScarabPay lets you fund the transfer with USDT, so you skip card payments and bank fees on your side. The naira amount is shown before you confirm, at the current rate.
Why send with ScarabPay
No bank account needed
Fund your transfers with USDT from any exchange or wallet. No card, no bank queue.
Clear, low fee
0.5% of the amount, shown upfront. Your recipient gets the full amount you enter.
Real status updates
Every transfer has a status and a receipt you can share with your recipient.
Support in Arabic and English
Questions about a transfer? Our team answers in Arabic and English.
Send your transfer to
Need help with a transfer?
Our support team can help you choose the right receive method, check recipient details or follow up on a transfer.
Contact supportQuestions about sending money to Nigeria
How much does it cost to send money to Nigeria?
The fee is 0.5% of the amount you send, with a minimum of $0.50. It is added on top, so your recipient gets the full amount you enter, converted at the rate shown before you confirm.
What are the limits for transfers to Nigeria?
You can send between $5.00 and $1,000.00 per transfer. Receive options available: Bank transfer.
Can I send naira to any Nigerian bank?
Yes. Choose the recipient's bank from the list and enter their 10-digit account number.
Do I need the recipient's BVN?
No. You only need the bank and the account number.
What rate do I get for naira?
The calculator shows the current USD to NGN rate. The final rate is locked when you confirm the transfer.
Can I pay with crypto instead of a card?
Yes. Transfers are funded from your USDT balance, so you don't need a card or a bank account abroad.
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Transfers are available to verified ScarabPay users and are subject to our Terms of Service and AML policy. Rates shown on this page are indicative and update regularly; the final rate and fee are shown before you confirm. Delivery times depend on the receive method and the recipient's provider. ScarabPay is not a bank. Terms of Service · AML policy