International transfers · USD
Send money to the United States
Pay a US bank account in dollars from your USDT balance. Choose ACH for everyday payments or a wire for faster delivery.
- 0.5% fee
- Pay with USDT
- Wire transfer
- ACH
- Rate
- –
- Transfer fee
- –
- Total from your balance
- –
Indicative rate. The final rate is locked when you confirm.
Ways to receive money in the United States
Your recipient chooses how they want to get the money. Here is what each option needs.
Wire transfer
A US bank wire, usually faster than ACH, with a 1.5% fee.
What you need from the recipient
- Routing number
- Account number and type
- Bank name and address
- Paid out in
- USD
- Arrival
- Shown before you confirm
- Fee
- 1.5% (min $0.50)
- Limits
- $5.00 – $1,000.00
ACH
A US domestic bank transfer to a checking or savings account.
What you need from the recipient
- Routing number
- Account number and type
- Bank name and address
- Paid out in
- USD
- Arrival
- Shown before you confirm
- Fee
- 0.5% (min $0.50)
- Limits
- $5.00 – $1,000.00
How it works
Steps to send money to the United States
- 1
Sign up and top up with USDT
Create a free account, complete a one-time identity check and add USDT to your balance.
- 2
Check the rate and fee
Pick the country and receive method. You see the fee, the rate and exactly what your recipient gets.
- 3
Send and track
Confirm with your withdrawal PIN and follow the transfer status in the app until it's paid out.
Know before you send
Fees and rate for sending money to the United States
No hidden charges: the fee is added on top of the amount you send, and the rate is shown before you confirm.
| Receive method | Fee | Example with $100 | Limits |
|---|---|---|---|
| Wire transfer | $1.50 | 100.00 USD · total $101.50 | $5.00 – $1,000.00 |
| ACH | $0.50 | 100.00 USD · total $100.50 | $5.00 – $1,000.00 |
Sending money to the United States: what to know
If you earn in crypto and need to pay rent, a supplier or a person in the United States, a direct bank transfer is the simplest route. ACH is the standard way to move money between US banks; wires are faster and suited to urgent or larger payments.
There's no currency conversion: the recipient gets US dollars, and you see the fee before you confirm.
Why send with ScarabPay
No bank account needed
Fund your transfers with USDT from any exchange or wallet. No card, no bank queue.
Clear, low fee
0.5% of the amount, shown upfront. Your recipient gets the full amount you enter.
Real status updates
Every transfer has a status and a receipt you can share with your recipient.
Support in Arabic and English
Questions about a transfer? Our team answers in Arabic and English.
Send your transfer to
Need help with a transfer?
Our support team can help you choose the right receive method, check recipient details or follow up on a transfer.
Contact supportQuestions about sending money to the United States
How much does it cost to send money to the United States?
The fee is 1.5% or 0.5% of the amount you send, with a minimum of $0.50. It is added on top, so your recipient gets the full amount you enter, converted at the rate shown before you confirm.
What are the limits for transfers to the United States?
You can send between $5.00 and $1,000.00 per transfer. Receive options available: Wire transfer, ACH.
What is the difference between ACH and wire?
ACH is the standard US bank transfer and costs less. A wire is usually faster and costs 1.5% of the amount.
What details do I need for a US bank transfer?
The routing number, account number and type (checking or savings), and the bank name and address.
Is there a currency conversion?
No. You send USD from your balance and the recipient receives USD.
Can I pay a US company from my crypto balance?
Yes. Transfers are funded from your USDT balance and paid to the company's US bank account.
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Transfers are available to verified ScarabPay users and are subject to our Terms of Service and AML policy. Rates shown on this page are indicative and update regularly; the final rate and fee are shown before you confirm. Delivery times depend on the receive method and the recipient's provider. ScarabPay is not a bank. Terms of Service · AML policy